Tom has over 20 years in the mortgage industry.  He has experience with all regular purchase programs with a special emphasis in renovation and construction.   His goal is to consult and analyze all aspects of the financing process and offer the best solution for the customer as part of their overall financial situation.  Home purchase is the biggest financial decision, so the key is to fully inform the homebuyer and make their financing experience a positive and smooth one.  Tom has a strong commitment to making homeownership a reality for his clients and has been very active in homebuyer education throughout his career.  Tom has a Bachelor of Arts degree in political science and an MBA.  He is always available to answer any questions regarding the purchase or refinance of all types of residential properties. Click here for more information about Tom and his services.