Meet Our Instructors

A. Shane Mask A. Shane Mask
A. Shane Mask ABR®, SRS®, SRES®, C-RETS®, ePro®, PSA®
With 29+ years in real estate sales - coaching - marketing - educating - motivating - mentoring in the real estate community.

Licensed Real Estate Broker in GA FL SC AL and VA. In addition to being the founder of American Real Estate University, Shane has been the qualifying broker of over 1000 agents since 1999.
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Adel Elmankabady Adel Elmankabady
Mr. Elmankabady has more than twenty years of real estate experience with specific expertise in sales and marketing throughout the United States and Middle East. His vast experience has enabled him to successfully obtain the following special designations; Real Estate Investment Specialist, Certified REO Specialist, Real Estate Auctions Specialist, and Institute for Real Estate Policy Resident.

Previously, Mr. Elmankabady was a Commercial Real Estate Agent with Coldwell Banker and Prudential Georgia. Other experience includes being a Managing Partner of commercial real estate with Solid Source Realty and Crye-Leike Realty. He was also a Managing Partner with Southeastern Homes and Developments that was located in Atlanta, Georgia.
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Angela Miller Angela Miller
Angela Miller is a seasoned Real Estate Professional with over 20 continuous years’ experience, yet she is so much more than that. Angela possesses the rare qualities of truly caring about people and a dynamic positive attitude. She is always professional, never pretentious, with a bright and tasteful personality. With that knowledge and experience, she maintains the highest standards of ethics and professionalism. Because of her standards, you can always be assured that she will professionally protect the interests of all parties involved in a real estate transaction.
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Arvester Faulkner Arvester Faulkner
Arvester is a seasoned Mortgage Loan Originator who has been in the mortgage industry since 1998, serving customers around the metro-Atlanta area and throughout the state of Georgia. He enjoys what he does and is extraordinarily skilled in finance and math which, allows him the ability to thoroughly explain the process to his clients from start to finish. Whether his client is a first or second time home buyer, looking to buy an investment, vacation property, or refinancing, he is capable. Whatever loan program needed, FHA, Conventional, VA, USDA or looking for a Down Payment Assistance program that fits, he can get it done!
Arvester is a native of Hopkinsville, Kentucky near Fort Campbell Kentucky, home of the 101st Airborne division. Therefore, he has a special sensitivity to veterans, their families and their needs.
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Beth Eubanks Beth Eubanks
Beth has 11 years of mortgage experience in Tennessee and Georgia as a Credit Manager, Processor, Loan Officer and now Business Development Manager for the BlairSmiles Team with Element Funding. She loves networking and helping people realize their dream of homeownership. She went to Lee University where she received her degree in Business Administration. She loves to work with real estate agents and is an active strategic partner of the WCR. (Women’s Council of Realtors). Beth lives in Hixson, Tennessee with her husband Eddie and 4 wonderful children.
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Brian Murphy Brian Murphy
Brian Murphy is a real estate and estate planning attorney with 10 years of experience in the real estate field. He has worked as a title examiner since 2006, and has been a practicing closing attorney since graduating from Georgia State law school in 2010.

Before switching to law, Brian was a high and middle school teacher for 10 years. He taught a broad range of subjects from math to Latin, and enjoyed perusing his passion to help others learn, whatever the subject.

Brian has been married for 12 years and has two daughters. He is also further outnumbered by two female cats. When he is not practicing law or teaching, he enjoys reading and is an active member of his congregation.
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Carisa Henderson Carisa Henderson
Carisa Henderson is the Regional Builder Manager for the Southeast Division at New American Funding. Before joining New American Funding she supported many sales teams over the last 20 years as not only a Real Estate Salesperson but a Mortgage Banker and a Regional Sales Training Manager. She is passionate about seeing others achieve their goals and succeed in life. Carisa lives in the Atlanta area with her husband, Donny, two daughters, Julia and Jenna Brea and her fur-baby, Sophie.
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Carla Holmes Carla Holmes
The ‘FIVE DIAMOND” REALTOR ….. DEDICATED, DISCREET and DRIVEN Realtor, Carla Holmes is the Managing Director of Carla Holmes & Associates. Carla has professional experience in luxury real estate.

Carla attended the University of Maryland and received her Masters in Legal Administration from UCLA. As a former Senior Litigation Specialist/Legal Researcher for Covington & Burling in Washington, DC, Carla negotiated and drafted NFL Player Contracts. Ms. Holmes assisted with various class action law suits. Her former clients are the NFL, NBA, NHL, American Athletic Conference, CBS and NBC, who valued her expertise, high character and exceptional client service. Carla is always seeking to elevate HER standards for real estate professionals. She brings her contacts and experience to real estate. Her understanding of the business structure of sports and entertainment niche has enabled her to effectively service professional athletes, entertainers, and other distinguished clientele.

Carla strongly believes in honesty and integrity in business. She strives to exceed her expectations by providing "Five Diamond" customer service. She believes in building long-term relationships with her clients and prides herself on delivering to her clients a “desirably different real estate experience". She currently resides in Atlanta, Georgia.

Member, INSTITUTE for LUXURY HOME MARKETING Specialties: Athletes/Celebrities, Buyer’s Specialist, Seller’s Specialist, Custom Construction, Executive Relocation, First Time Buyers, Gated Communities, Commercial Leasing, Commercial Markets Served: Atlanta and its surrounding areas
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Carlos Kelley Carlos Kelley
Juan “Carlos” Kelley brings 30 years of real estate and mortgage lending experience. As a top performer Realtor/Broker he adds a new dimension to lending industry which allows him to deliver at a high level of service to both clients and Realtor Partners.
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Carol Moson Carol Moson
Carol Moson started selling real estate while teaching high school biology. It didn’t take long for her to realize the earning potential was much greater in real estate and that the only boundaries were the ones you set for yourself. Carol has served as a President of her local Association. At the State level Carol has chaired the Course and Instructor Development Committee, grievance and professional standards committees and serves as an RPAC Trustee. She is especially honored to have served as GAR’s Chair of State and Local Governmental Affairs for 2016. Carol is the author of Risk Management and Skill Building, 2 of the 3 core GRI classes and is GAR’s 2017 Instructor of the Year. Carol believes education is extremely important no matter what your field of expertise is and, because teaching still in her blood, she became an instructor for NAR, GAR and local boards. Carol is a CRS and holds multiple other designations. Carol has been a managing broker, trainer and mentor but most important to you is that she is still an active Realtor, listing and selling with all the same challenges all of you have.
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Cedric Rice Cedric Rice
Cedric is currently an agent at The American Realty Pro of GA. Cedric Rice was born and raised in Chicago IL and relocated to Atlanta, Georgia in 1996. He has over 20+ years investing and real estate sales experience. He has over 15+ years of high level experience training with Fortune 500 companies i.e. UPS and McDonald's to name a few. Cedric's greatest passion is to make a difference in other people's lives. He has coached over 50+ youth sports teams, he's a mentor for the Juvenile Court in Rockdale County GA and a Dekalb County Precinct Captain. In his spare time Cedric enjoys vacationing with his family, working out, going to concerts and recording/composing songs.
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Christopher Hoitink Christopher Hoitink
Christopher Hoitink joined MF&L as an associate in 2015. Mr. Hoitink practices primarily as a residential real estate lawyer. Prior to joining MF&L, Mr. Hoitink was an associate at Hoitink and Dubuc, PC, where he specialized in Residential Real Estate and Estate Planning and Probate. Mr. Hoitink was admitted to the State Bar of Georgia in 2013 and the South Carolina Bar in 2014 and is a member of the State Bar of Georgia Real Estate Section. Mr. Hoitink was born in Marietta, Georgia. He attended the University of Georgia, where he received a Bachelor of Landscape Architecture in 2005. Mr. Hoitink went on to practice landscape architecture for 5 years in Lawrenceville, Georgia. He then attended Atlanta’s John Marshall Law School, where he earned his J.D., cum laude, in 2012.
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Curtis York Curtis York
Curtis received his Georgia real estate license in 1994 and began selling real estate in 1998. He is currently licensed as a Broker in Georgia & North Carolina. In 2002 he was approved as a Pre-license, Broker and Continuing education instructor. His experience in real estate varies from managing, selling and listing residential real estate to commercial, property management, investment properties and consultation transactions. In 1998 he received the Coldwell Banker Buckhead Broker “1st Year Agent Achievement Award.”

Curtis is a graduate of Rutgers University with a major in both History and Business Administration. He is also a 2003 graduate of the Clark Atlanta School of Business Commercial REAP program.

His goal is to inspire and to provide thought provoking courses and seminars to make you take your business to the next level and move you into action. Known for his keep it real approach and interactive seminars he brings many exciting real life stories to life while making you examine your true self – Man/Woman in the mirror!

Curtis would rather be ridiculously insane than ridiculously boring, he believes that life is about choice and attitude. He strives to encourage rather than discourage. Curtis believes that once his audience feels competent in the subject matter they will instantly become confident.

ABR, SRES, GREEN, ABR, CBR, CTM, CRS, GRI, C-CREC, E–Pro, TCS, GAR & REBAC Approved Instructor
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Damien Mercer Damien Mercer
Damien Mercer is a respected, hardworking, and dedicated family man. Damien is originally from North Carolina and moved at the young age of 6 to Walton County for his family to pursue a career in the Quick Service Restaurant industry. He is married to his wife Cassaundra, and they have 3 children: Skylar, Denver, Sailor. Damien enjoys playing golf, traveling, hunting, and spending time with his family.

Damien also years of experience in Real Estate, Development, and Grading that has helped him gain knowledge needed in the ever-changing housing industry.

Damien has spent over 20-years protecting and serving the citizen’s of Walton County as a Law Enforcement Officer. He is currently a Reserve Deputy with the Walton County Sheriff’s Office and looks forward to ensuring folks get the best mortgage deal in town.

Damien is a member of various boards and looks forward to the opportunity to help you in your quest to home ownership, purchase of second home, and any additional financing needs.
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David White David White
I was born and raised in Northern California and recently relocated to Atlanta, Georgia. My experience started in California at Capital Direct Lending where I worked alongside a successful team. As the Business development manager, I am available to assist on real estate transaction, with knowledge and team support. My personal goal and commitment is to be the best partner to help support your business.
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DeAnn Ellis DeAnn Ellis
DeAnn Ellis has been a leader in the mortgage industry for more than 22 years. She built her experience in home lending by working for various lenders and even has owned her own mortgage company. Through the years, DeAnn has been recognized for her expertise and has earned Top Producer honors from 2003 through present.

Born and raised in the Atlanta area, DeAnn has called Covington home for 20 years. She is a member of the East Metro Women's Council of Realtors, East Metro Board of Realtors, Board Member for Action Ministries and is an instructor for American Real Estate University. She was recently featured on the cover of Top Producers Magazine as a top producing loan officer.

DeAnn enjoys working with homebuyers and is an expert on a wide variety of mortgage products. Her passion to help people achieve the American dream of homeownership is evident by her dedication to her clients. To find out more about prequalifying for a mortgage, refinancing or if you just have questions about the mortgage process, call DeAnn today and work with an experienced and knowledgeable mortgage professional committed to quality service.
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Debbie Faulkner Debbie Faulkner
Debbie is a licensed Associate Broker of American Realty Professionals of GA. Prior to being licensed, she owned a ‘branding and marketing’ company, facilitating campaigns and promotions of real estate boards and brokers. It became obvious that she needed to get her real estate license. Debbie enrolled in class, August 2005 and November 9, 2005, Debbie took the state exam and passed the first time. The next day, she wrote two half million dollar contracts. She received ‘2005 Rookie of the Year Award’ for ReMax Premier with over $1M(+) in sales within two months. Debbie went on to receive the ‘2007 Salesperson of the Year Award’ from the Empire Board of Realtists. Debbie was called the ‘Renaissance Woman’, where she was Featured as the cover story of R.E. Magazine, February 2008 Edition. Although there was a market crash in 2008, Debbie took advantage of the time and enrolled in online classes and obtained her Brokers license, September 5, 2014. She continues to enjoy the industry. She has several real estate designations but admits nothing is more rewarding than working with the service men and women of this great country. Debbie says as a Real Estate Instructor, it is a joy seeing her colleagues making sure they are professionally equipped to serve their clients.
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Dennis Moseley Dennis Moseley
Dennis is a native Georgian residing in Walton county with his wife Rebecca, children Jackson, Ella, Charlie and Lulu. He is very active in his community; coaching recreational basketball and soccer. He enjoys playing golf, fishing and spending time with his family.
Dennis has over 19 years mortgage experience. Taking great pride in providing his clients with exceptional service. Dennis’s knowledge of the industry, dedication to clients, and service commitment make the mortgage process seamless for home buyers, Realtors, and builders alike.
Give Dennis the opportunity to earn your business. His expertise lends tremendous value to your overall mortgage experience. Let him provide you with various options to help structure the mortgage that is right for you. Get in touch with Dennis today!
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Ellen Skaggs Ellen Skaggs
With over 30 years of experience closing over 3500 loans in the mortgage banking industry, I am an expert in Reverse, FHA, VA , and Conventional loans for both purchase and refinance. I am a firm believer in excellent customer service and competitive pricing. Today, I focus on helping seniors fund their retirement using a Reverse Mortgage. As Reverse National Sales Manager here at New American and Chairwoman of the local chapter of the NAIPC (NationalAging-In-Place Council), my passion is educating the public about the benefits of Reverse Mortgages and what they can accomplish.
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Freddie Blue Freddie Blue
Freddie is a 28-year retired veteran of the US Army. He received his undergraduate and masters degrees in Business Administration. While in the Army he served as a First Sergeant and Division Chief where he led hundreds of soldiers. Freddie will bring his vast array of knowledge of the military to the classroom.
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Gina Lemelin Gina Lemelin

Gina Lemelin is an experienced instructor with 10 years of writing, promoting and teaching and helping real estate agents, CPAs and Financial planners how to grow their business.

Gina is constantly researching the real estate market and as a result, has a deep understanding of market trends. Each class she teaches is designed to ensure the student walks away with the knowledge and skill set to thrive in the current marketplace.

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Hilary Walker Hilary Walker
Hilary was born and raised in the UK and moved to the US in 2005 with her US Air Force husband (now retired). Her experiences have strengthened her by way of commitment to serve, providing a platinum customer service, and a desire to inform and educate. She has a Masters in Anthropology, which speaks to her love of meeting people from all walks of life. Her transition to Residential Real Estate sales in 2012 allows her to maximize her project management skills and innate ability to counsel and reduce stress for her home buying and selling clients. Since early 2015 Hilary has developed her expertise as a Seniors Real Estate Specialist, working to assist older Americans with their real estate needs. Her process is not just about the house, it's about the people!
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J. Scott Jackson – Retail Construction Manager J. Scott Jackson – Retail Construction Manager
Fidelity Bank - Vice President of Mortgage

J. Scott Jackson is a 20 year Mortgage Industry veteran with experience in all aspects of the industry from Wholesale Lending Representative, Loan Originator, Production Sales Manager, Commercial/Portfolio Lender and Underwriter and currently as a Vice President of Mortgage, heading up the Retail Construction Department for Fidelity Bank. This vertical department within the Mortgage Division concentrates on Renovation loans, both Secondary market and Portfolio products, as well as Construction loans. His mortgage bankingcareer has been primarily with smaller community banks in Northeast Georgia and around the metro Atlanta area. He has a unique set of skills and knowledge base centered specifically onRenovation and Construction lending for the last 9 years of his career, in addition to his base knowledge and experience with conforming mortgage products, processes and applications.
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Jake House Jake House
Jake House has 20 years’ experience in the mortgage industry as well as a bachelor’s degree in finance. During his downtime, he became a certified underwriter and received his Insurance license. Jake is the proud father of 1 daughter and 4 sons. He enjoys riding his Harley, fishing, hunting and horseback riding. Jake’s wife is his rock. Currently, Jake is the Branch Manager for Academy Mortgage in McDonough GA. Jake says if anyone needs someone to talk to he is always there with a listening ear and happy to help whenever he can.
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Janette Garcia Janette Garcia
Janette previously worked in market research and later in business recruitment. She recently became a real estate agent. Janette is one of the only students to ever make 100% on the AREU class final exam. She went on to pass the state exam on the first try. Janette says her children are her greatest motivation.
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Jeri Godhigh Jeri Godhigh
Jeri Godhigh is the Real Estate Broker & CEO of the Godhigh & Associates Realty Company. She has led a successful real estate career for the past 13 years. Her business has been anchored by the dynamics of Excellent Customer Service in which they focus on a quality and successful experience within a full service real estate team whereby encompassing the client’s dream home from conception to closing is their number one priority.

Mrs. Godhigh is originally from the Washington DC Metropolitan area and has lived in the Acworth area for the last 23 years. Jeri Godhigh believes in serving the community and to assist in the enablement that everyone can live the american dream and providing steps to leaving a legacy for generations to come.
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Ken Malcom Ken Malcom
** 28 Year Law Enforcement Professional
** 24 Years as a Police Supervisor
** 20 Years Experience in Classroom Instruction
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Kevin Blair Kevin Blair
Kevin has 38 years of lending experience including 18 years as a Top Producer. He has closed more than 2,100 mortgages assisting thousands of people in realizing the dream of home ownership. Kevin takes pride in quoting exact fees and giving sound financial advice. He is a straight shooter and will tell you the truth every time! Kevin resides in Chattanooga along with his wife and has three children and nine grandchildren.
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Lee Davenport Lee Davenport

Armed with degrees in business administration and legal studies, Lee Davenport is a thought leader in the real estate community and speaks across the nation at various REALTOR® associations, realty firms and real estate conferences (including Inman Connect). Additionally, Lee has article features in consumer reads including the Huffington Post, South Philly Review, the Detroit News, and the Atlanta Journal-Constitution. Moreover, Lee has been a contributing writer to numerous trade publications including REALTOR® Magazine, Atlanta Agent Magazine, RE Technology, Arizona Realtor Voice,, ActiveRain, RESAAS (named one of the top 5 bloggers), and Inman News (named one of the top 25 real estate coaches) to name a few. She is affectionately known for helping real estate pros learn, include, and apply technology to everyday real estate tasks.
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Lillie Fuse Williams Lillie Fuse Williams
Lillie Williams born in Americus, Georgia. Now, Lillie Fuse Williams, has grown to be a knowledgeable and well-trained instructor who wants to help you start and build your real estate career. She will provide quality training and education with excellent resources Her educational accomplishments include a Bachelor Degree in Chemistry, Georgia Southwestern State University; Masters of Education in Secondary Science- Columbus State University and the Specialist Degree in Leadership and Superivision- Troy State University in Alabama. She has over 33 years of experience in real estate with over 600 + hours of training and education by some of the top instructors of Georgia as G.Dunn, T. Gillett W. Gaddy, And C. McDaniels and Flores in Hawaii among others. Currently, she is pursuing her doctorate in Higher Education: Organizational Leadership for Adult learners. She holds designations and certifications in Seniors Real Estate, Broker Price Opinions & Military Relocation Service and New Homes Construction. Her service over the years encompassed serving as a sales associate, associate broker, managing broker, owner/broker of her own real estate firm,and qualifying broker. Now as a licensed instructor for real estate, Lillie is living out one of her dreams....helping others become good agents.

Lillie holds an instructor's license from the Georgia Real Estate Commission and is approved for Pre-License Salesperson, Post Licensing (for new agents and experienced agents CE- 25 hrs) and other CE courses as Georgia License Law, Code of Ethics, It's Listing Time, Fair Housing and others. She works under the auspices of great progressive schools , such as the one you are registering for, AREU. You can be confident Lillie is well-qualified and certified for the role of your instructor in real estate.

Please know that Lillie has a passion for teaching and a love for real estate. Putting the two together makes for a phenomenal journey! She is a dynamic public speaker, a professional in every aspect of her work life and enjoys what she does. She is here to help you be successful in what you set out to do in this profession. With over 34 years of experience in her book of life, she will certainly provide you with superior learning experiences in the discipline of real estate.
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Mark Carlson Mark Carlson
Mark is an Atlanta native who has literally served thousands of homebuyers, builders and Realtors as a mortgage lender since 1999. He brings an inspirational leadership style to all of our classrooms. His peers and colleagues describe Mark as a driven and dynamic sales leader with the ability to connect with large audiences. Mark has served as the past chairman of the nation’s largest Sales and Marketing Council and has been the recipient of the “40 under 40” award by the Jacksonville Business Journal.

“The formula is simple; I believe that the secret of top performing teams and individuals is empowering yourself first, your clients and business partners with the very best knowledge, attitude and industry service available.” - Mark Carlson
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Mark Higgins Mark Higgins
Mark Higgins has been involved with real estate since 1990. At first he was the I.T director for one of the largest real estate companies in South Carolina and later got his license in 2001. In 2006 he earned his brokers license and started his own firm to do property management. He is licensed in both Georgia and South Carolina. He specializes in lakefront property. He is a graduate of the University of Georgia with a BBA and has an MBA from California Coast University. He has vast teaching experince in teaching technology courses.
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Mark Pierce Mark Pierce
Mark Pierce is a licensed Georgia Reverse Mortgage Consultant for New American Funding. Mark has been a Mortgage Consultant for both Forward and Reverse Mortgages for over 18 years and has also been licensed as a Health and Life Insurance advisor for over 5 years. He is passionate about teaching Realtors, Financial Advisors, and Retirement Planners how to optimize their client’s retirement plans through activating and utilizing “dead home equity” in variety of ways that help achieve a More Secure and Better Retirement.
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Marshall McCart Marshall McCart
Marshall McCart has been a licensed real estate salesperson in Georgia since 1995 and holds a BBA in real estate from the University of Georgia. Specializing in land and commercial, Marshall is also active in numerous other business endeavors and has been teaching since 1996.
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Micaela Benn Micaela Benn
Micaela has been a REALTOR® since 2010. She is an energetic, results-driven professional marketing strategist that uses online and group coaching platforms to teach real estate professionals how to leverage their personal brand using content management strategies that attract their ideal clients. When Micaela began her real estate career during the economic downturn, she gravitated toward real estate investors as her primary client focus. Today, Micaela still works with real estate investors, but is also passionate about working with Seniors as a Seniors Real Estate Specialist®.

Micaela is from Cleveland, Ohio, and holds both an undergraduate degree in Marketing and a Masters in Business Administration, Marketing & Supply Chain Management. She earned 16 years of corporate marketing experience in Sales, Market Research, Brand Management, and Product Management with several Fortune 200 companies in the consumer packaged goods and business-to-business industries. Micaela belongs to the Atlanta Commercial Board of Realtors as well as the NAMAR Board, the Empire Board, and is a member of the Women’s Council of Realtors-Gwinnett.
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Nancy Barlow Nancy Barlow
Nancy Barlow has a wealth of experience to guide buyers through the mortgage process. She has worked in all aspects of the mortgage industry for 40 years. She is a native of Georgia, growing up in Dekalb and Clayton Counties. She graduated from Clayton State College with an associate degree in business. She sees mortgages like a challenging puzzle and works to put the pieces together completely and accurately. Nancy makes sure everyone knows what’s going on throughout the process, and if there are hurdles, she’s upfront about them so everyone is aware.
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Oluyemi Yikealo Oluyemi Yikealo
Respectfully called Mr. O in his local business community, is known for educating and helping numerous entrepreneurs launch and grow their businesses. He worked several years in the pharmaceutical industry as an Account Manager, International Sales & Marketing Manager (Germany), and as a Corporate Trainer. He also has been an Adjunct Professor teaching Entrepreneurship. He has trained and worked in 9 different countries. In addition to providing accounting and real estate services to individuals and business owners, he is committed to teaching tax preparers and real estate agents how to save money by understanding the principles of tax and real estate accounting.

Education & Certification

Licensed Real Estate Broker
Certified Quickbooks ProAdvisor
Enrolled Agent (EA)
MS - Accountancy
MS - Business Administration
BS - Chemical Engineering.
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Pete Peters Pete Peters
I have been in the mortgage industry for 15 years. I have always personally originated mortgages and have also worked in management and executive roles for mortgage companies and banks. It has always been my goal to help people achieve the dream of home ownership. I have always adhered to my core values of honesty and integrity it all my mortgage and business dealings.
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Randy McMichael Randy McMichael
Randall “Randy” graduated from the University of Georgia with a Bachelor of Arts degree in History and received his Doctor of Jurisprudence from Mercer University Walter F. George School of Law in 2003. Prior to co-founding McMichael & Gray, PC, Randy was the cofounder of Adair, McMichael, Blackburn & Gray, LLC, (2010 -2011), Managing Partner of McMichael & Gray, PC. (2006 – 2010) and the managing and marketing attorney for Trey Inman & Associates, PC (2004 – 2006).

Areas of Practice: Corporate Formation and Governance, Homeowner and Condominium Association Formation and Governance, Real Estate (Acquisition, Commercial, Construction & Residential).

Admissions & Memberships: Member of Perimeter Church, Mortgage Broker’s Association of Georgia, Homebuilder’s Association of Georgia, Real Property Law Section of the State Bar of Georgia, State Bar of Georgia.
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Ray Evans Ray Evans
Ray was born in Savannah and raised in the metro Atlanta area. He was a Realtor with RE/MAX Greater Atlanta and recognized as top producer. Currently, Ray is a Mortgage Lender for past 12-years and also recognized as top producer. He served in multiple training rolls throughout his career. Ray currently lives in Newnan. He enjoys boating, skiing, tennis, golf, RV’ing and is an active member of local church.
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Sallie Mobley Sallie Mobley
Sallie Mobley, currently a Senior Member Services Representative with FMLS, is celebrating 29 years educating sales professionals in the field of technology. For the last 17 years, she has helped FMLS members learn and master new Real Estate tools that are essential to servicing clients in today’s market. She conducts FMLS Institute CE classes, Private classes, and workshops daily throughout Georgia.

Prior to working with FMLS, Sallie has helped implement and train new technology to other sectors including pharmaceutical, education, and telecommunications. She earned both her BBA in Marketing and her M.Ed. in Business Education from the University of Georgia. She resides in Athens, Georgia with her family and loves tennis, running, and all things UGA!
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Scott Gazlay Scott Gazlay
Scott joined McMichael & Gray, PC in 2017. He graduated from the University of Georgia with a dual Bachelor of Business Administration degree in Finance and Banking and Risk Management and Insurance in 2008 and received his Doctor of Jurisprudence from Atlanta’s John Marshall Law School in 2010. He was admitted to the State Bar of Georgia in 2011 and specializes in residential real estate in Northeast Atlanta.

Scott currently resides in Flowery Branch with his wife and son. In his spare time, he enjoys spending time with his family and friends, relaxing days on the lake, playing tennis and golf, cooking and traveling.

Areas of Practice: Real Estate (Acquisition, Construction and Residential) Admissions and Memberships: State Bar of Georgia, Real Property Law Section of the State Bar of Georgia
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Sgt. Allen Martin Sgt. Allen Martin
Sgt. Allen Martin has been with the Covington Police Department for 23 years. He was promoted to Sergeant in 2007 and served as a patrol Sergeant until April of 2019 when he was transferred to the Criminal Investigative Division as a Sergeant Detective. He is currently enrolled at Troy university where he is working towards his bachelor's degree in criminal justice. Since his employment at CPD, Sgt. Martin has worked many different assignments including the VIPER unit, traffic unit and as a Task Force Agent with DEA in Atlanta for 3 years. Sgt. Martin was a member of the Covington/Newton County joint SWAT team for 9 years, serving the last 2 years as the Team Leader. He is currently one of the departments TASER Instructors, PT instructors, POST certified General Instructor and was recently named Race Director for the award-winning Covington Fuzz Run. Sgt. Martin is a graduate of Leadership Newton County and served as Chair for LNC during the 2015-2016 class. He has received several departmental awards and commendations throughout his career including Officer of the Year, “Top Gun” firearms award and the departments highest honor, the Police Star.
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Steven Webster Steven Webster

Practices: Real Estate, Probate, Wills & Estates, Business Law
CEO - The Webster Firm, PC, Duluth, Georgia
Steven Webster is a licensed attorney who has practiced in the Atlanta Metro area for more than twenty years. He practices in the areas of real estate, bankruptcy, dispossessory actions (landlord only), and general litigation. During his tenure as an attorney, he has closed over 17,000 real estate transactions and has handled thousands of bankruptcy, dispossessory and general litigation files. Although his primary office is located in Duluth, GA, he maintains closing locations throughout the Atlanta Metro area and across Georgia.
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Tammie Prieto Tammie Prieto
Tammie's career path has included being a REALTOR® in Georgia for 12 years and also previously holding real estate licenses in California and Florida. Tammie earned her AA Degree in Criminal Justice/Arbitration/Mediation from Georgia State University in 2013. The opportunity to begin a new career with a the largest non-bank lender in Georgia has been a dream come true. Tammie's goal is to share her real estate knowledge and build a working agent/lender relationship through training with all aspects of the contract forms and lending guidelines.
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Tom Cullen Tom Cullen
Tom has over 20 years in the mortgage industry.  He has experience with all regular purchase programs with a special emphasis in renovation and construction.   His goal is to consult and analyze all aspects of the financing process and offer the best solution for the customer as part of their overall financial situation.  Home purchase is the biggest financial decision, so the key is to fully inform the homebuyer and make their financing experience a positive and smooth one.  Tom has a strong commitment to making homeownership a reality for his clients and has been very active in homebuyer education throughout his career.  Tom has a Bachelor of Arts degree in political science and an MBA.  He is always available to answer any questions regarding the purchase or refinance of all types of residential properties. Click here for more information about Tom and his services.
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Zerlina Bonner Zerlina Bonner
Zerlina is an Atlanta Georgia native and attended Luther Rice University, where she majored in Theology.

Since entering the Real Estate Industry in the year 2000, Zerlina has prided herself in her passionate and heartfelt drive to serve her clients best interests. She is dedicated, knowledgeable, and committed to providing exceptional service for her clientele.

Over the years, Zerlina’s devotion and unparalleled customer service has resulted in a continuously expanding network of loyal clients and referrals which resulted in her starting her own “Contract to Close” Virtual Assistance Company.

Passionate to her craft, she continuously seeks to stay ahead of the game when it comes to real estate technology & and trends. Zerlina is a CE Certified Dotloop Trainer, and teaches classes to Realtors on how to effectively service their clients in terms of Online Transaction Management.

Zerlina is a devoted mother to her son Kaleb. Zerlina enjoys family time, reading, & exploring new cities / attractions.
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